Free Credit Score & Report Monitoring (USA)
Credit Karma
Free Credit Score & Report Monitoring (USA)
Credit Karma is one of the most trusted free credit score and monitoring platforms in the United States. It allows users to check their credit score, monitor changes, and get personalized financial product recommendations — all at no cost.
🎯 Key Highlight
Over 120 million Americans trust Credit Karma for free credit monitoring, making it the largest free credit platform in the US.
Why Use Credit Karma?
Free Credit Scores
Access to credit scores from TransUnion & Equifax, updated weekly.
Real-Time Monitoring
Credit report monitoring with instant alerts for important changes.
Personalized Offers
Customized credit card and loan recommendations based on your profile.
Identity Protection
Identity theft protection resources and dark web monitoring.
Demo Credit Score Calculator
Calculate Your Estimated Credit Score
Your Estimated Credit Score
Score Factors
Disclaimer: This is a demo calculator for educational purposes only. Actual credit scores are calculated using complex algorithms and may vary significantly. For your real credit score, visit Credit Karma or other authorized credit monitoring services.
Credit Karma Features
Free Credit Scores
Get your VantageScore 3.0 from TransUnion and Equifax, updated weekly with no impact to your credit.
Credit Reports
Access your complete credit reports from major bureaus and dispute any inaccurate information directly.
Credit Monitoring
24/7 monitoring with instant alerts for important changes to your credit reports and identity protection.
Frequently Asked Questions
Ready to Check Your Credit Score?
Join over 120 million Americans who trust Credit Karma for free credit monitoring.